XRPay Cash
Instant off-ramp from digital wallets to local bank accounts.
What needs solving?
Converting crypto into spendable cash is traditionally a multi-step chore: transferring to a centralized exchange, waiting for order matching, executing a bank transfer, and paying high fees along the way.
How XRPay Cash delivers
XRPay Cash acts as a bridge between your non-custodial wallet and your local bank. With a simple, clean, and intuitive interface, you can off-ramp your assets and receive funds in your bank account in a single tap, at competitive rates.
System Specs
Key Capabilities
- //One-click bank off-ramp with minimal fees
- //Secure banking integration via Plaid
- //Client-side signing with iOS Secure Enclave
- //Real-time exchange rate updates and transparent pricing
- //Fully compliant KYC and AML onboarding flow
Tech Stack
The mobile app communicates with a secure REST gateway. It integrates Plaid Link for secure bank account authentication and KYC onboarding. The backend routes the transaction payload to localized liquidity providers. It signs transaction payloads client-side using Secure Enclave cryptography, ensuring that private keys never leave the mobile device. Off-ramping works via SEC-compliant banking API providers (ACH/SEPA rails).
Know what to build before you pay to build it.
Send us the rough idea. Within one business day, a technical lead will reply with a practical first-pass build plan.
- The smallest useful first release
- A realistic delivery and budget range
- The biggest technical risk to solve first
Project intake